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Ladder Up Home Loan Grant

Dreaming of Homeownership? Let’s Make It Happen! ✨

The path to owning a home can feel overwhelming, especially when it comes to saving for that down payment. But what if I told you there’s a program that could help you get there faster? 🙌

Introducing the Ladder Up Home Loan Grant Program from City National Bank! 🏡💫 This program is designed to help first-time homebuyers with up to $50,000 in down payment assistance, making homeownership more accessible than ever. 


Here’s how it works:

Up to $50,000 in down payment assistance

✅ Designed for homebuyers within a census tract with a greater than 50% minority population

✅ Available for qualifying buyers in Los Angeles and beyond


Why it’s a game-changer:🔑 This is a grant which means you do not have to pay this money back, no strings attached. Also, the income limits on this program are very high which means many more buyers can qualify to not only receive the grant, but also be able to afford to buy in Los Angeles!

 

Interested? Here’s what to do:

1️⃣ Reach out to us for more info on eligibility and requirements.

2️⃣ We’ll connect you to a mortgage advisor to get personalized advice.

3️⃣ Start your journey to homeownership!


This is a very big deal. We've talked about homebuyer programs in the past with first time homebuyers, but this one is different. This one is a grant which means the homebuyer never has to pay the funds back or share the appreciation when the home is sold. HUGE. Check out the guidelines below which is pretty awesome compared to many homebuyer programs out there!


Program Guidelines


- 97% Max Loan To Value 


- Income Limits By County

  • $294,600 Los Angeles

  • $387,000 Orange County

  • $292,500 Riverside/San Bernardino Counties

  • $376,800 Ventura County

  • $358,500 San Diego County

- High Balance Loan Limits by County

  • $1,149,825 Los Angeles/Orange Counties

  • $766,550 Riverside/San Bernardino Counties

  • $954,500 Ventura County

  • $1,006,250 San Diego County


- 660 Minimum FICO Score


- Borrower Cannot Own Another Home At Closing


- Borrower Must Take A Homeownership Counseling Course 


Ready to take the next step? Let’s make those homeownership dreams a reality! 🌟


Reach out to us!

DM me or reach out if you’ve got more questions!

Juliana Maziarz

DRE 01873212

626-731-2447 


Christine Craven

DRE 02134343

323-452-1787

 

Please share with anyone you know who could benefit, and reach out to us for more details. We look forward to hearing from you.




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